Personal Insurance

Free Insurance Quotes to Meet All Your Needs

Carter Insurance is the local insurance company in Livingston TX that truly cares about protecting you and your family. Our independent insurance professionals know how to get the precise insurance coverage for your individual needs with the most competitive rates to be found. When you need auto, home, mobile home, motorcycle or RV insurance, we deliver the perfect insurance policy tailored for you.   

Auto Insurance 

Most of us need to drive, and to meet legal requirements, we have to be insured. We also have life changes that can impact our auto insurance needs. For growing families, perhaps you have a new licensed driver in your home that needs to be added to your policy. Or maybe for more mature individuals, you finally have that awesome classic 1951 Chevy truck you’ve been working on and are ready to hit the road shows. At Carter Insurance, we offer vehicle coverage to help keep you protected no matter what stage of life you are in.  
Your Protection Is Our Business

Accident Coverage

We realize how important car insurance is in providing you protection in case of an auto accident. Auto accidents can range from small fender benders to significant damage resulting in a vehicle being totaled. It can also result in injuries to drivers and passengers. Our insurance agents will work with you to ensure you have enough coverage to protect your family and your investment at the lowest cost available.  

Car Insurance Discounts  

When working with our agents, be sure to ask about discounts that may be available. You may qualify for some significant discounts. There are Good Driver discount for clean driving records, discounts for multi vehicle families and possibly even for your student driver having good grades.  

Paying Too Much for Insurance? 

Do you feel your car insurance premium is completely out of control? It’s true; you could be paying too much for car insurance. Many times our agents have been able to provide our customers with better coverage at lower rates. Since we are an independent insurance agency, we have the freedom to work with many insurance brokers to ensure our customers get the best insurance coverage at the lowest rates.  
Call Carter Insurance today for a tailor made auto insurance policy.

Your Carter Insurance agent will direct you to the exact type of car insurance you need at the lowest rate.

Home Insurance 

Livingston TX is your home as well as ours and we care about our community and the surrounding areas. Your house is your refuge where your hopes, dreams and memories are formed. It is also one of the most important financial investments you will make in your lifetime. Carter Insurance is here to provide you with adequate homeowners insurance to protect your home and personal belongings. We assist you in guarding your finances through a home insurance policy that is most advantageous for your family. 

Our insurance professionals will skillfully craft a homeowner’s policy that will optimize your finances through researching all the options and discounts available. The partnerships we have formed with many home insurance providers strengthen the flexibility our agents have in drafting the perfect policy for you. We will obtain the best insurance coverage at the best possible cost for your specific situation.      

Protect your home and the things you have in it. It is vital to protect your home from the unfortunate events like storm damage, fire damage or theft which can be devastating to your family.  
Get a free quote

Mobile Home Insurance 

 Our homeowner’s insurance policies include insurance protection specifically tailored for Mobile Homes. Use our knowledge and experience to assist you through the multiple insurance coverage plans available for your mobile home. Our experience will lead you with confidence to the specific amount of coverage needed. 

Call Carter Insurance for the perfect amount of mobile home insurance coverage for your unique coverage needs. 

Motorcycle Insurance 

Protect your adventurous fun. Do you have a gorgeous Harley street bike or a BMW touring bike? Or maybe your family is even more adventurous and has a KTM for trail bike competitions. We understand you’ve got to have some fun in your life and we have motorcycle insurance policies to keep you protected. Protect yourself and your ride while following your passion and experiencing your freedom; we have discounts for responsible riders. 
Get a free quote

RV Insurance 

Take those long awaited road trip experiences with confidence knowing your RV is properly insured. The countless varieties of RV’s out there require different insurance coverage policies and you may wish to add on additional coverage based on the type of RV or motor coach you have.  

Protect your investment and your road trip experience with the proper insurance. Whether you own a motor-home, fifth wheel, popup camper, or toy hauler, you do not want to break down on the road or have an accident on your excursion without proper coverage.

Let Carter insurance show you how we can save you money on your RV insurance so you can use your savings for your road trip adventures. Call us before your next adventure. 

Get a free quote

Life Insurance 

Unfortunately, there are unexpected situations that can result in a death in our families. From auto accidents to health related incidents, it is a fact of life that you or one of your family members can be taken without warning. Nothing can help ease our grief but life insurance can help relieve the financial burden whether it is caused by the loss of an income or due to the expense of a burial. Funeral costs can leave a heavy burden on a family due to how expensive they can be. An average funeral can cost $10,000 or more which can be financially devastating to a family.

When a loss of income is involved, an adequate life insurance policy will assist with things like mortgage payments, care for those with disabilities and for basic needs like food and child care. Having an adequate life insurance policy will help with peace of mind, knowing you will leave your legacy of love for those left behind.  
Get a free quote

SR 22 Insurance

There are times in our lives when decisions made are not always wise. Some of those unwise decisions have consequences to your legal right to drive, causing you to be considered a high risk driver. These decisions may include: 

  • Convicted of driving your car without a valid insurance policy.
  • Convicted of driving under the influence of drugs or alcohol. 
  • Recipient of too many speeding tickets.  
  • Driving without a drivers license or your license has expired. 

Carter Insurance can provide you the necessary SR-22 state mandated insurance filing that proves you have the necessary car insurance to drive legally. When you need to get back on the road again legally, we can help with competitive rates. 

Get a free quote
Share by: