About Us

Independent Insurance Agency in Livingston, TX

Carter insurance has been operating for 31 years in the Livingston TX area and is a proud member of the Polk County Chamber of Commerce. 

As one of Livingston’s top rated independent insurance agencies, our agents pride themselves in providing the best insurance coverage at the best rates. Our goal is to ensure our customers have adequate insurance coverage to fit their needs.

Because we are an independent insurance agency, we are not bound to any national firm which allows our insurance agents the ability to research many offerings and put together the best quote at the lowest rates. 
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Tonya Carter

My name is Tonya Carter and I am the owner of Carter Insurance. Although we have been in operation since 1983, I have been the sole owner since 2009. I enjoy getting to know my customers and working to find them the best rate for their insurance needs. Customer service is very important to us and we do our best to go the extra mile! When I am not working I love spending time with my family. I have five great kids, three wonderful sons-n-law, a beautiful daughter in-law and seven ‘perfect’ grandkids. Stop by or call to get a quote. We would love to meet you!
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Ivy Galvez

Hi, my name is lvy Galvez, and I have been employed at Carter Insurance for thirteen years as an Insurance Service Representative & County Mutual Agent. l'm originally from Houston, Texas but I have lived in Livingston for the past fifteen years with my husband, our four kids, and our English Bulldog. l'm blessed to work for a great boss. I enjoy meeting new customers and assisting them with any questions or concerns they may have in regards to their policy or assisting with new quotes. Many customers become long time clients that I enjoy seeing every month. Customers needing assistance in Spanish can count on me! Yo Hablo Espanol! 
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Ivy Galvez

Hi, my name is lvy Galvez, and I have been employed at Carter Insurance for thirteen years as an Insurance Service Representative & County Mutual Agent. l'm originally from Houston, Texas but I have lived in Livingston for the past fifteen years with my husband, our four kids, and our English Bulldog. l'm blessed to work for a great boss. I enjoy meeting new customers and assisting them with any questions or concerns they may have in regards to their policy or assisting with new quotes. Many customers become long time clients that I enjoy seeing every month. Customers needing assistance in Spanish can count on me! Yo Hablo Espanol! 
Contact Ivy

Wendy Owens

My name is Wendy Owens. My family and I have loved making Livingston our home for the past nineteen years. I have been employed by Carter Insurance for four years as a part- time County Mutual Agent. I enjoy working with our customers and strive to provide the best customer service possible. I’m always ready to help with whatever assistance you may need! 
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To cover all your insurance needs, we proudly offer:

Auto Insurance
Home Insurance
Life Insurance
Mobile Home Insurance
Motorcycle Insurance
RV Insurance
Commercial Insurance
Our Services
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